Credit Repair » Building Credit http://www.credit-repair-forum.com Journey to good credit Thu, 18 Jun 2009 02:58:33 +0000 http://wordpress.org/?v=2.8 en hourly 1 Apply for Credit While You’re a College Student http://www.credit-repair-forum.com/2009/05/apply-for-credit-while-youre-a-college-student/ http://www.credit-repair-forum.com/2009/05/apply-for-credit-while-youre-a-college-student/#comments Sat, 23 May 2009 01:31:48 +0000 Steve http://www.credit-repair-forum.com/?p=25 It will never be easier for you to get an unsecured credit card than while you’re in school. Lenders are much more lenient about extending credit during the college years, because they know your parents are likely to pay your bills if you can’t and that parental support typically ends with graduation.

So get a card while you’re in school, but choose it carefully. Look for the lowest available annual fee and interest rate. And don’t go overboard–one or two major bankcards (Visa, MasterCard, American Express, or Discover) should be enough for now. But be careful with spending. You don’t want to ruin your credit before you can even build it up.

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