Welcome to the Credit Repair Forum. I have changed this site into a blog format and hope you will follow along on my journey to once again repair my credit. Here is a little background info on my story:
I’m 30 years old and filed Chapter 7 bankruptcy when I was 22 years old. I was young and had high credit card limits. I was naive and went into a business partnership that went sour which caused me to file for Bankruptcy. Over the next few years I started researching on how to rebuild my credit. At the time, I knew nothing about credit scores and FICO’s. Over time I was able to raise my FICO to the 650 range. I had multiple credit cards with limits anywhere from $500 to $8000. I was even able to get car loans, although the interest rates were absurd. Read the rest of this entry »